The

Markel Shand Files

Hospitals Good Bet For Outbreak^® Extra Expense Coverage

Everyone's heard the joke warning against hospital stays if you want to remain healthy. But staph infections and other superbugs are no laughing matter, and a real threat to hospitals and healthcare facilities around the world.

That scenario was recently seen in Scotland, where two hospitals were hit by an outbreak of the superbug clostridium difficile. As a result, 62 patients were infected and 18 lives lost at Vale of Leven Hospital and Queen Margaret Hospital.

Hospitals that find themselves in this predicament are not without recourse, however. Markel Shand's Outbreak^® Extra Expense Coverage provides per diem reimbursement to hospitals or healthcare facilities that experience a closure by a public health official due to contagion outbreak. See what our coverage offers:

• Coverage trigger: Suspension of business operations by a public health official due to a coverage contagion, or because of workplace violence.
• Broad definition of a contagion includes communicable disease and water borne pathogens.
• Mold and fungus coverage included.
• Workplace violence coverage included.
• Allows from 15-30 days of coverage.
• Per diem reimbursement amount: $2,500-50,000.
• Multi-location aggregate per policy: $5,000,000.
• Insured controls use of funds.
• Suitable for any business or facility vulnerable to contagion.
• Minimum premium starting at $500 depending on exposure and days of coverage.

To access Outbreak^® Extra Expense Coverage documents, go to our website, www.markelshand.com and click on "Forms." Then select "SK" from the drop down menu. For immediate access, click on the links below.

Application SK30002-01              Marketing Brochure

For more information about our Outbreak^® Extra Expense Insurance Coverage, please contact your Source One underwriter.  

Send The Markel Shand Files to your retailer!
Now, you can easily send this issue of The Markel Shand Files, complete with your logo, to your retailers. Just click on the icon below to open the Markel Shand Files in Word format, add your logo, save it, then use the "send to" function under the "File" menu of your PC.

Would you like personalized brochures?
Personalized product brochures with your company logo and pertinent information are available to our brokers for the asking. If you're interested, you can place an order right now by clicking on the icon below.

Refer an associate.
If you have a colleague who does not receive the weekly Markel Shand Files, but should, please let us know.