The      

Markel Shand Files

Outbreak^® Extra Expense Coverage
An Antidote to "Hot" Tomatoes

Outbreaks of food borne illness are occurring within the general public with greater frequency. The latest scare traced several varieties of "hot" tomatoes to a nationwide salmonella outbreak that sickened 228 people across 23 states.

But those who became ill are not the only ones affected by such events. Every business along the supply chain, from grocery stores to restaurants, is vulnerable to an outbreak of a food borne contagion.

Markel Shand's Outbreak^® Extra Expense Coverage can offer protection from monetary loss due to a salmonella outbreak or other event. Take a look at what our coverage offers:

• Coverage trigger: Suspension of business operations by a public health official due to a covered contagion, or because of workplace violence.
• Broad definition of a contagion includes communicable disease and water borne pathogens.
• Mold and fungus coverage included.
• Workplace violence coverage included.
• Allows from 15-30 days of coverage.
• Per diem reimbursement amount: $2,500-50,000.
• Multi-location aggregate per policy: $5,000,000.
• Insured controls use of funds.
• Suitable for any business or facility vulnerable to contagion.
• Minimum premium starting at $500 depending on exposure and days of coverage.

To access Outbreak^® Extra Expense Coverage documents, go to our website, www.markelshand.com and click on "Forms and Applications." Then select "SK" from the drop down menu. For immediate access, click on the links below.

Application

Policy Wording

Marketing Brochure

For more information about our Outbreak^® Extra Expense Insurance Coverage, please contact your Source One underwriter.