The
Markel Shand Files
Outbreak® Extra Expense Coverage
Markel Shand’s Response to “Superbugs”
Last October, the growing threat of “super bugs” made news. After a high school student infected with an antibiotic-resistant strain of staph died, state officials in Virginia closed down 21 schools for cleaning and to keep the illness from spreading.
Markel Shand’s Outbreak® Extra Expense Coverage would respond to an event of this type and other contagions. Take a look at what our coverage offers:
· Coverage trigger: Suspension of business operations by a public health official due to a covered contagion, or because of workplace violence
· Broad definition of a contagion includes communicable disease and water borne pathogens
· Mold and fungus coverage included
· Workplace violence coverage included
· Allows from 15-30 days of coverage
· Per diem reimbursement amount: $2,500-50,000
· Multi-location aggregate per policy: $5,000,000
· Insured controls use of funds
· Suitable for any business or facility vulnerable to contagion
· Minimum premium starting at $500 depending on exposure and days of coverage
To access Outbreak® Extra Expense Coverage documents, go to our website, www.MarkelShand.com and click on “Forms and Applications.” Then select “SK” from the drop down menu. For immediate access, click on the links below.
Application
Policy Wording
Marketing Brochure
For more information about our Outbreak® Extra Expense Insurance Coverage, please contact your Source One underwriter.