Non-Profit Directors & Officers Liability

Protect the commitment.

Volunteer work is an embodiment of personal values which is often not viewed as a professional service.  It can, however, carry the same liability risks as professional work.  More importantly, errors and oversights may occur more frequently in situations with remote delegation and a rotational leadership base.  In addition, due to the employed and volunteer workforce within the organization, the exposures can include employment practices issues. Unfortunately, trustees, directors and officers are targets of lawsuits.  Since nonprofit organizations are seldom overstaffed or overfunded, personal responsibility, personal assets and professional reputation become a portion of the collateral in litigation.  Markel provides coverage for directors, officers, volunteers, employees, as well as the entity.  Contact your Markel underwriter for more information.

Examples of Classes We Write

Homeowner's associations Assistance centers Social service agencies Community centers Civic associations For a more complete listing of coverage options available, login to our broker website and visit SCOUT.

Program Highlights

Full prior acts form (in California, full prior acts is available on D&O portion of coverage only) Duty to defend Defense outside the limit Marital estate extention Claims made and reported Punitive damages coverage available where allowable by law Employment practices liability coverage Unique "All Risk" coverage for violation of any state, federal or local civil rights or anti-discrimination law Covers all common law tort violations in the course of employment Designed HR ProtectionSM included at no extra cost Federal and state specific subject matter and tools, including more than 300 online HR management forms Online training programs, including anti-harassment / discrimination, hiring, discipline, and termination

For complete terms and conditions, refer to the policy itself.  Coverage is subject to exclusions in the policy.