Employment Practices Liability

Helping businesses stay focused on business.

Markel Shand was one of the first companies to offer employment practices liability protection and currently offers coverage on both an admitted and surplus lines basis.  We can address the legal liability concerns of companies with comprehensive coverages.   We offer industry-leading, broad, all-risk coverage for violation of any federal, state, or local civil rights or anti-discrimination laws.  Also available are defense cost outside the limits and third party liability coverages. Every policy includes, at no additional cost, unlimited internet-based and phone-based risk management and loss prevention services.  If you have an unprotected business risk, contact your Markel Shand Source One underwriter for more information. If you need a quick answer, log in to our broker website and try our EPLI Web Rater for an open clearance quote.

Examples of Classes We Write

Auto dealers Physicians Lawyers Miscellaneous manufacturing industries Construction/contractors Restaurants For a more complete listing of coverage options, login to the broker website and visit SCOUT.

Program Highlights

"Wrongful employment practice" includes, as an example: Workplace harassment Retaliation Failure to promote Demotion Invasion of privacy Defamation Family Medical Leave Act (FMLA) Uniformed Services Employment and Reemployment Rights Act(USERRA) Fair Labor Standards Act (FLSA) sublimit per claim/aggregate applicable to defense and indemnity Includes punitive damages, where allowed by state law, up to policy limits. Vicarious liability for intentional acts Designed HR ProtectionSM included at no extra cost Federal and state specific subject matter and tools, including more than 300 online HR management forms Online training programs, including anti-harassment / discrimination, hiring, discipline, and termination

For complete terms and conditions, refer to the policy itself.  Coverage is subject to exclusions in the policy.